Text-to-Pay Made Simple
Our patented technology powers the secure transaction verification process required to facilitate communication and payment from a customer’s mobile phone.
All-in-One Text Payment Platform

Customer OTPs in to receive text messages

Your office sends invoice(s) via text to customer

Customer clicks "Pay Now" link to send their payment
Streamlined Payments

Customers Can Make Payments From Any Mobile Device

Collect One-time or Scheduled Payments

Send Payment Reminders with Authorization Response Options to Automatically Process New Payments

Quickly Create a New Payment Request with a Payment Link

Message Templates and Short Codes Can Be Used to Send Personalized Payment Requests

Send a Payment Reminder with a Payment Link

Enable a Customer Self-Service Payment Portal

Send Invoices via Text to Customers with a Personal Message

Send Payment Processed Confirmation Text

Get your Low or High Risk Merchant
Account Pre-approved

Customers can Pay You Anytime from Anywhere
Payments can be made from any mobile device your customer chooses ex. smart phone, tablet, laptop or computer. Sending a payment is as simple as clicking a payment link. It's safe, secure and make your customers lives easier.

Cut Your Accounts Payable Cost
Traditional invoices cost $12-$30 per invoice and up to 90 days to process. With Text-to-Pay, you can process same day payments without the high cost of traditional invoicing.

Collect outstanding payments quickly and easily
Text-to-Pay includes tools like sending invoices, payment reminders, receipts, appointment confirmation, and more! Customers can opt in to make payments via text messages. Customers can even use previously stored payment information they saved to their account.
Accept payments from your computer, tablet or smart phone

Get Started in Minutes
Create an account online. Start processing payments with the FinZeo software, website plugins, or APIs.